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How to Preserve or Improve Your Credit Score

Your credit history and current credit score are an extremely important factor in determining your mortgage pricing. A stronger credit history ensures a stronger credit score, which in turn means that lenders will be more likely to approve your loan application.Those with better credit scores will also receive rates from lenders than those with lower credit scores.

We can help you Re-Score your credit and improve your credit score. Re-score is a 72-hour process that can facilitate your supporting documentation to change the data that appears on your credit report, a quicker and much more effective way than "fixing" your credit. And keep in mind, your credit doesn't need to be broken in order for it to benefit from some "fixing." There are systematic ways to increase your scores. This might help qualify you for a loan that you wouldn't normally be able to qualify for.

There are ways to systematically increase all of your credit scores. An experienced and resourceful Loan officer is going to be knowledgeable in the area of credit scores. Your BrokerMortgages.com application could be a valuable learning experience. Sometimes good people need some help in qualifying for the best loan for them and their needs.

Your credit score and past credit history is maintained in your credit report that also includes detailed information of all your past debts, finances and how well you have repaid your debts. Looking at your credit report, a lender can make a decision on your loan application.  Call 1-877-908-2100 to speak with a mortgage specialist, who can obtain your credit report, and review it in detail with you.  You may also fill out an application, and a mortgage specialist will call you to review your credit with you.

Reasons You Have a Bad Credit Score

More Credit Education

Here are a few tips to assist you in in maintaining good credit:

● Always pay your bills in a timely manner! If you've missed prior payments, make a point to keep track of when your bills are due and pay them on time. This is one of the most important factors in determining your credit score.

Get your credit report at least once a year (it can be done for free once a year). Especially review your score a few months before you apply for a mortgage loan and look over your credit report. Find any erroneous bad marks and correct them as soon as possible. We can help you "re-score" your credit score in 72 hours in most cases.

● Pulling your credit multiple times in a short period is not necessarily bad; but doing so over a period of months will lower your score. So try to secure your mortgage within two or three weeks.

● Your credit card balance as compared to your overall credit availability is another extremely important aspect of your credit score. You must try to keep your balances low on credit cards and other loans, or your credit report will suffer. Do not put more on your credit cards than you can pay off on a monthly basis, and use the credit which has been extended to you responsibly. You will regret it in the not-too-distant future if you don't.

● Once again, false blemishes are a very common problem that can be easily corrected. We can help you accomplish this and raise your score in a very short time period.

 We have credit experts who specialize in getting your credit to where it needs to be. If you are struggling in this area, please don't hesitate to contact us.

● If your credit report needs some assistance, try one of our credit specialists

● Click here if you need a Real estate Agent


Before you begin the home buying process, you might need certain fixed. Find out what your trouble areas are, and let us help you save money on your home purchase.  Start by becoming PREQUALIFIED

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