|
Our FHA Lending
We don’t require 4 years seasoning for
Bankruptcy… we only require 2 years
We don’t require 640 credit score for FHA…
we allow NO FICO or 500 minimum when score appears
We don’t require 660 credit score for FHA high balance
loans…
we allow high balance at 620 credit score
We allow Debt To Income ratio to follow Desktop Under
writer approval for credit score of
620 and above (up to 58%) We also
have the
CalHFA program available |
We specialize in
conventional and unconventional mortgage loan programs.
In the world of lending, if God created it, we either have or will find it. From 1 end of the mortgage lending spectrum to the other.
BrokerMortgages.com is here
to inform and help you, the consumer or investor obtain the best possible
mortgage loan for your specific requirements. An online mortgage website that
offers financial solutions. We offer a lot of
good, often unconventional mortgage loan programs.
BrokerMortgages Blog
Loan
programs have the potential to change or all together be eliminated at anytime,
like on some private or hedge fund money loans.
This website is a service and an information resource for
a variety of mortgage loan programs i.e. mortgage program guidelines and
information; credit score requirements, % of financing available, property
types, occupancy, seasoning requirements, liquid asset/reserve requirements and
so fourth.
Basically we do this so you can see a program that could potentially work for
you. Some or all of these variables can apply to every loan program.
We look for compensating factors. We are a service organization first and educational resource second.
This mortgage website is
a little different in that we provide a direct view into the broker world
of mortgages.
Since 1999, we have provided to you, the consumer, a birds eye view into the
mortgage broker world of loan
programs and service. It is our priority to make
the loan process as quick and as simple as possible.
We understand how difficult the process can potentially be. We understand that
every consumer can be
different and make it our goal to match you with the lender that meets your
situation at the best possible
rate, terms and conditions.
Simply put,
we
are a network of mortgage professionals
here to service your mortgage lending needs.
Bottom line, we believe
in keeping life simple!
An ever evolving Industry..
|
Having Options can mean having the best in terms and conditions, not
complications. Our objective is to serve you the way you want to be
served - to custom fit as necessary.
Creative Financing Available
Our job is
to first understand your concerns so we can then effectively
formulate a proper direction to accomplishing your objective.
Whether that may be a
loan modification or
a cash out refinance
or credit repair to resolve
or maximize your buying power. A
conventional, government, portfolio, hard money or private money
loan, we probably have a resolution for you.
Contact a local
Real Estate Agent or Realtor for a free consultation.
From jumbo loans to stated income, we are the king of unconventional mortgages.
Hard money equity based mortgage loans, private money
mortgages, loan modification, bank statement loans, Option Arm mortgages, Interest only options, 50 year
mortg ages,
asset based lending, security based mortgages, loan modification, loss mitigation, investment property
mortgages, self employed home loans, subprime mortgage programs,
stated income home loans, home equity loans, foreclosure loans, hard
money loans, credit repair and much more
Mortgage Brokers are still
responsible for securing more than 75% of the home loans closed in
the United States.
We are
committed to having well trained and knowledgeable loan and industry
associates that will make themselves available for their clients and
their questions and concerns. We understand the need for service
in the meeting of our customers need and expectations. The customer
is and will always be our biggest asset and the reason we are all
here.
In the
spirit of competition, our overall objective is to inform and deliver
you the best
pricing, service and product to you.
BrokerMortgages.com is designed for consumers and investors. A mortgage
broker, committed to providing exceptional customer service and leading
edge products designed to exceed our customers expectations.
We receive incentives -
Exceptionally low rates and pricing for the volume
of business we provide our lenders. This savings is passed to you. A
healthy business practice ensures longevity. When the borrower
wins, naturally, we all do.
We are
committed to providing our clients with a level of service that we
would expect if we ourselves were the customer. We will not
discriminate against any person. We are committed to making
available to the borrowing public the best possible selection of
mortgage products currently on the market. If the occasion requires,
we will look for a product that will meet the particular needs of a
customer.
|
|
