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Loan Modifications or Loan Restructuring

Most of our clients will find that using a Loan Modification Plan would work best to stop foreclosure. If you are unable to make your regular or new payment due to an adjusting interest payment, and unable to catch up with the past-due amount, we will then negotiate with your mortgage lender to reduce past-due amounts, including interest and fees, into a smaller balance. This new balance with a new term will re-amortize over a new period of time.

If you're unable to make payments at your current interest rate, we can negotiate with your mortgage lender to obtain better, more favorable terms and or extend your loan for a longer period of time, modifying everything from the loan amount, the interest rate, the loan term to a more affordable level.

A Loan Modification provides for you a new start, modifying your existing mortgage note, which will make managing your home a whole lot easier. Your account status will be up to date immediately. 

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