Max Cash Out amount - $100,000

Manual underwriting Available

Up to a 49.99% Debt To Income ratio OK

Owner Occupied Only

Property Types:
1-2 Unit
1-4 Unit with 620 credit score
Condos
PUD

Manufactured Homes
Requires 400 square foot floor space
Must be constructed after June 15 1976
Mortgage must cover the manufactured home and land
Permanent chassis and foundation required
Must not be located in a Manu Home Park

Verbal Verification Of Employment required with in 3 days of closing date

Permanent and Non-permanent resident aliens OK

Minimum 2 Credit Scores required

No non traditional credit

Must have open and active trade lines on credit report

Gift funds OK for partial down payment and closing costs

Gift funds OK for all down payment and closing costs
-requires 620 credit score

Your appraisal is good for 120 days