1 day on the job OK

Full Income Documentation

Full tax returns, previous 2 years

W-2's, previous 2 years

No reserve requirement - assets not stated or verified

Loan amounts to $850,000 to 70% LTV financing

Loan amounts to $1,500,000 to 65% LTV financing

Loan amounts to $2,000,000 to 60% LTV financing

Loan amounts to $3,000,000 to 50% LTV financing

Primary and 2nd homes

Condos OK
 

650 minimum fico score for primary residence

680 minimum fico score for second homes

No seasoning requirement for source of down payment Gift funds OK

Unlimited cash out and no cash out price adjustment

No seasoning requirement on a refinance

Cash Out Available

Use new appraisal even with cash out

No escrow/impound account required no waiver fee

No limit on number of financed properties good for investors

Non warranted condos OK

HOA questionnaire never required for this program

1 day on the job OK