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[ Home ] [ Programs We Offer - ALL ] [ 2nd Mortgage Loan Programs We Offer ] [ Debt Consolidation Loan Programs We Offer ] [ Home Equity Line of Credit Loan Programs We Offer ] [ Home Improvement Loan Programs We Offer ] [ Purchase Loan Programs We Offer ] [ Refinance Loan Programs We Offer ]

Programs We Offer

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--- Purchase - PROGRAMS WE OFFER ---

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90% LTV Financing Doc Type: SIVA Stated Income Verified Assets

660 Credit Score 90% LTV Financing to 2 Million

1 Day Off MLS Cash Out Refi $3,000,000

$5,000,000 - $20,000,000 Jumbo

Interest Only to $2,500,000

95% Financing 660 Credit Score

Stated Income to 90% LTV

Bank Statement Program

90% LTV Financing with a 560 Credit Score 12 Months Bank Statements

80% Stated Income available down to a 620 Credit Score

100% Financing down to a 620 Credit Score Full Doc

95% available down to a 620 Credit score Bank Statements

95% LTV Financing with a 590 Credit Score Full Doc

125% CLTV Combination Mortgage

100% CLTV Second Mortgage

Option Arm - Same Day Underwriting and Same Day Docs

Option Arm - 90% LTV to $1 million

Option Arm - 1%

Option Arm - Loans up to $2 Million

Option Arm - One Time Close Construction-to-Perm Lending

Option Arm - No Seasoning Requirement on Property Values

Option Arm - 90% LTV to $1 million

Option Arm - 1%

Option Arm - Loans up to $2 Million

Option Arm - One Time Close Construction-to-Perm Lending

Option Arm - No Seasoning Requirement on Property Values

100% Available Down to a 680 Score Bank Statements

100% Available Down to a 620 Score

NO RATIO TO 90% FINANCING CASH OUT

2nd Mortgage
Option Arm 1st Mortgage OK - No Grossing Up to 90%

1 or 5 Year Fixed MTA Option ARM Matrix Purchase/Rate and Term

STATED INCOME 95% FINANCING TO $650,000 2 UNITS

95%LTV JUMBO ARM TO 1 MILLION

Expanded Portfolio to $3,500,000

Expanded Portfolio to 3.5M for non owner occupied

500 Credit Score Stated Income HELOC

70%/20%LTV Piggyback to $3,500,000

VIP PIGGY BACK

QUICK AND EZ NO DOC

INTEREST ONLY NON-OWNER OCCUPIED

INTEREST ONLY JUMBO/NON OWNER OCCUPIED.

104% LTV 1ST640

90%LTV to $500,000 STATED

MORTGAGE ONLY product

lite credit program

manufactured homes

80%LTV STATED INCOME TO $1,000,000

100% 80/20 1st time homebuyer

90% CLTV to 1 million stated660

ARM1.95 TO 2.5 MILLION

100%LTV 80/20 combo

JUMBO SUBPRIME PROGRAM

FULL/ALTERNATE DOC CHOICE JUMBO

No income verification to 2 million

90%LTV to $400,000 >619

85%LTV to $350,000 >579

85%LTV to $300,000 >559

95%LTV NIV TO $300,000 >679

100%LTV >574

stated to $3,500,000

first time buyer - 95% LTV

100 LTV 80/20 combo 600

first time buyer to 95% LTV

107% LTV PURCHASE/REFINANCE

STATED JUMBO 1 UNIT

stated JUMBO 2 unit

90% LTV STATED INCOME - 580

100% First Interest-Only - 575

95% LTV NO DOC

100% LTV INVESTMENT

100% LTV FULL DOC

$4,000,000 - 620 SCORE

107% LTV PURCHASE

100% LTV 600

INTEREST ONLY TO $1,500,000

NEGATIVE AMORTIZATION TO $3,000,000

1% OPTION ARM 620 SCORE

1% OPTION ARM 620 SCORE - 2ND HOME

1% OPTION ARM 620 SCORE - INVESTMENT PROPERTY - NON OWNER OCCUPIED

1% OPTION ARM 620 SCORE - REDUCED DOC, SECOND HOME

95% financing to $1,400,000 620 Credit Score

90% financing to $2,400,000 660 Credit Score

80% financing to $3,400,000 620 Credit Score

HARD MONEY PRODUCT

No Income / No Assets - No Doc

FIXED RATE OPTION ARM

STAR 5 YEAR FIXED OPTION ARM - FULL DOCUMENTATION

500 score to 100% Financing

100% Financing Lite Doc, No Ratio, SISA and No Income Verification Borrowers?

ALTERNATIVE INCOME LOAN OPTION

95% Financing For No Doc Borrower

Pay Option Arm to $3,000,000

Option Arm 95% Financing Stated Income Stated Assets

40 year Amortization 500 Credit Score

Alternative Income Loan Option

Super Low "A" Pricing

Paperless Mortgage loan

FULL DOCUMENTATION: Cash-Out Refinance:

Hard Money Below 500 Score

Non Occupant Co Borrower

Average Credit Score

High LTV - Unlimited 30, 60, 90 Day Mortgage Lates

100% LTV NINA Loans, Even For Retired Borrowers

1 x 60 Mortgage Late to 90% LTV

OPTION ARM TO 3 MILLION

NO RATIO TO 95% FINANCING

NO RATIO TO 90% FINANCING

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