Debt Consolidation Loan Programs We Offer

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Programs We Offer

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--- Debt Consolidation - PROGRAMS WE OFFER ---

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FHA Jumbo

FHA Standard

90% LTV Financing Doc Type: SIVA Stated Income Verified Assets

Interest Only to $2,500,000

1 Day Off MLS Cash Out Refi $3,000,000

Hard Money 2nd 80% - 70% Behind Neg Am

95% Financing 660 Credit Score

660 Credit Score 90% LTV Financing to 2 Million

Stated Income to 90% LTV

Bank Statement Program

HARD MONEY 2ND

90% LTV Financing with a 560 Credit Score 12 Months Bank Statements

95% available down to a 620 Credit score Bank Statements

95% LTV Financing with a 590 Credit Score Full Doc

125% CLTV Combination Mortgage

125% CLTV Second Mortgage

100% CLTV Second Mortgage

Option Arm - Same Day Underwriting and Same Day Docs

Option Arm - 90% LTV to $1 million

Option Arm - 1%

Option Arm - Loans up to $2 Million

Option Arm - One Time Close Construction-to-Perm Lending

Option Arm - No Seasoning Requirement on Property Values

Option Arm - 90% LTV to $1 million

Option Arm - 1%

Option Arm - Loans up to $2 Million

Option Arm - One Time Close Construction-to-Perm Lending

Option Arm - No Seasoning Requirement on Property Values

NO RATIO TO 90% FINANCING CASH OUT

2nd Mortgage
Option Arm 1st Mortgage OK - No Grossing Up to 90%

1 or 5 Year Fixed MTA Option ARM Matrix Cash Out Refinance

STATED INCOME 95% FINANCING TO $650,000 2 UNITS

NO DOC EQUITY LINE TO 250K

NO DOC 2ND TO $500K

104% LTV 1ST640

MORTGAGE ONLY product

manufactured homes

NO EQUITY 125% CLTV

NO EQUITY 125% CLTV HELOC

80%LTV STATED INCOME TO $1,000,000

no equity performer 125%CLtv

90% CLTV to 1 million stated660

ARM1.95 TO 2.5MILLION

100%LTV 80/20 combo

FULL/ALTERNATE DOC CHOICE JUMBO

VIP PIGGY BACK

No income verification to 2 million

100%LTV >574

100 LTV 80/20 combo 600

107% LTV PURCHASE/REFINANCE

STATED JUMBO 1 UNIT

stated JUMBO 2 unit

HELOC - Interest only

90% LTV STATED INCOME - 580

500 Credit Score Stated Income HELOC

125% LTV 2ND MORTGAGE 620

100% First Interest-Only - 575

95% LTV NO DOC

100% LTV FULL DOC

$4,000,000 - 620 SCORE

107% LTV REFINANCE

103% LTV REFINANCE

100% LTV 600

INTEREST ONLY TO $1,500,000

NEGATIVE AMORTIZATION TO $3,000,000

1ST LIEN HELOC

1% OPTION ARM 620 SCORE

1% OPTION ARM 620 SCORE - 2ND HOME

1% OPTION ARM 620 SCORE - INVESTMENT PROPERTY - NON OWNER OCCUPIED

Pay Option Arm

$400,000 100% LTV 2nd Mortgage

95% financing to $1,400,000 620 Credit Score

90% financing to $2,400,000 660 Credit Score

80% financing to $3,400,000 620 Credit Score

HARD MONEY PRODUCT

No Income / No Assets - No Doc

1% OPTION ARM 620 SCORE - FULL DOC

1% OPTION ARM 620 SCORE - 2ND HOME

1% OPTION ARM 620 SCORE - INVESTMENT PROPERTY NON OWNER OCCUPIED

1% OPTION ARM 620 SCORE - REDUCED DOC OWNER OCCUPIED

1% OPTION ARM 680 SCORE - REDUCED DOC, SECOND HOME

Super Low "A" Pricing

Paperless Mortgage loan

FULL DOCUMENTATION: Cash-Out Refinance:

Super Low "A" Pricing

Paperless Mortgage loan

FULL DOCUMENTATION: Cash-Out Refinance:

Hard Money Below 500 Score

Cash Out MLS

Non Occupant Co Borrower

Average Credit Score

High LTV - Unlimited 30, 60, 90 Day Mortgage Lates

100% LTV NINA Loans, Even For Retired Borrowers

1 x 60 Mortgage Late to 90% LTV

OPTION ARM TO 3 MILLION

NO RATIO TO 95% FINANCING

NO RATIO TO 90% FINANCING

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