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EXPANDED PORTFOLIO TO $3,500,00 FOR NON OWNER OCCUPIED AND 2ND HOMES

            STRONG FLEXIBILITY LOAN PRODUCT

            discontinued

            1ST TRUST DEED

            SFR

            2ND MORTGAGE PIGGYBACK TO $500,000 AVAILABLE

            CASH OUT AVAILABLE

            DISREGARD ALL LATE PAYMENT CREDIT HISTORY ON INSTALLMENT AND
             REVOLVING DEBT.

            MORTGAGE LATE PAYMENTS ON CREDIT OK

            OWNER OCCUPIED, SECOND HOMES (1 UNIT ONLY) AND NON-OWNER OCCUPIED OK

            FULL DOC UP TO 90% MAX LTV - 65%LTV UP TO $3,500,000

            STATED DOC OR NOT RATIO UP TO 90% MAX LTV -  60%LTV UP TO $3,500,000

            NO DOC TO 90% MAX LTV - 60% MAX LTV UP TO $1,500,00

            SUPER NO DOC 70%LTV TO $1,000,000

            INTERNATIONAL BORROWER OK

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reference # 3092503181

all loan products are subject to change at any time
other restrictions may apply