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Questions? 1-877-908-2100
95% available down to a 620 Credit score
Bank Statements
12 months of Bank Statements Used For Income
--Self Employed or Wage Earner OK
Up To 50% Debt to Income Ratio
Max loan amt = $450,000
Up To 55% Debt to Income Ratio
No Reserves Required
Interest Only Available - 10 Years OK
Cash out Refi OK
First Time Buyer OK
Mortgage Lates OK
ARM and Fixed Rated Available
Owner Occupied
Fixed Income Borrowers OK
No Pre Payment Penalty Available
Tax and Insurance - Impounds Not Required
Collections OK
Cancelled Checks for Housing Payment History OK
Tradelines: Fixed Income borrowers must qualify at fully indexed rate.
3 trades; 1 at 36 months, 2 at 12 months; 1 with $1000
high credit.
Disposables: $750 for Family of 2 or less. Greater of $1,000 or $200 per
family member for a family of 3 or greater [> 50 DTI requires minimum $1500
disposable income]
Collections: Any non-bankrupt account > $7,500 in the past 12 months must be
paid.
reference # 2091707448
all loan products are subject to change at any
time
other restrictions may apply