A Wealth of Information and Resource

We are a progressive network of mortgage brokers specializing in unconventional mortgage loans, wholesale lenders, correspondent lenders, lender representatives, banks, credit unions, investors, private money lenders, lending institutions and loan officers that have more to offer than Fannie Mae, Freddie Mac, government, conforming and agency loan programs. We offer alternative real estate financing, conventional to unconventional and most everything in between. We are about home loan options and lender resources. Worthy borrowers deserve to purchase or refinance their home. We are about exceptional service, diligence and results.

Unconventional Mortgage Lenders

Home Finance Options:

We will pre qualify your loan scenario before checking your credit report. We have access to additional lending resources, unconventional loan programs as well as niche loan programs. We offer Non-Agency real estate loans, Non Prime loans, Non QM loans, Subprime loans, non conventional home loans, Alt-A loans, private equity loans, hard money loans, private money loans and Small Business Loans. These are cutting-edge, industry leading lenders and loan programs.

We handle A-paper fallout. We feel that our innovative and noteworthy product knowledge and superior lender resource speaks to the quality of service we provide as well as the relationships we have cultivated. We understand that every consumer can be different and make it our goal to match you with the lender that meets your specific requirements at the best possible rate, terms and conditions. We look for compensating factors such as such as low debt ratio; high residual income; strong income from good quality job; excellent collateral; low ltv for program; good cash down payment; good credit; not a credit abuser; excellent credit; no derogatory credit on credit bureau(s); long time ownership; borrower not likely to move; difficulties with credit today, but history shows excellent habits, supported by a strong Letter of Explanation; strong employment history, job time indicates stability and a likelihood of continued income flow; high cash reserve level within your credit profile to achieve favorable results.

Real Estate Finance Information:

Alternative lending; mortgage loan programs; guidelines; matrices; credit score requirements, max percentage of financing, maximum loan amounts, property types, occupancies, seasoning requirements, liquid reserve requirements, underwriting notes and so forth. After we acquire a new loan program, we post it to this website, select directories and social media websites to inform the consumer market as a whole as well as individuals like you know what is currently available in the marketplace in an ever evolving industry. We do update our information as needed.

We are a Solutions-Based Service Provider and an Information Resource

Since 2001, we have provided a noteworthy insight into the mortgage broker industry. We understand that it can sometimes be difficult for a consumer to find the right lending options to fit their individual needs. Not everyone is going to fit in the same box.

We are an information resource like no other. Our unprecedented and unique business model provides an uncommon approach to the mortgage lending industry with our remarkable style of transparency to the uncommon information we provide into the niche broker world of mortgages. We share unique individual loan program guidelines and highlights for some of the most progressive and leading edge lenders.

It is our first priority to make the process of a mortgage loan as simple and quick as possible. We understand that it can sometimes be frustrating for a worthy borrower to find the right mortgage loan to fit their needs. We understand that each consumer can be different and far more than just a credit score; whether it is very high, which is often the case or very low, there are many factors when it comes to qualifying for a mortgage. We feel that the amount of product and resource we have and have worked very hard for is synonymous with the level of service that we provide, day in, day out, file in, file closed. It is our objective to match you, the consumer to the lender that can meet your needs at the best possible rate, term and conditions. We work very hard and you do too. You deserve to work with us and we deserve to work with you. We have a common goal; this is business at its finest. When you contact us, more times than not, we'll know if we can potentially help you or not. This comes from many years of experience. We have experts in every area of residential and commercial finance.

We can take pride in being an authority in this space within the financial community. In the spirit of competition, our overall objective is to inform the consumer and create transparency. Broker Mortgages Blog

Unconventional mortgages. Private equity loans, private money, Non-Prime Lenders, Alt Doc loans, Non QM, non-conforming, ALTQM Loans, Asset Depletion Loans, alternative-equity-financing, Investor loans, and various income documentation options. Bank Statement Loans, equity based lending, Asset Based lending, liquid asset based lending, security based mortgages, self employed home loans, subprime loans, Stated Income home loans, home equity loans, foreclosure loans, business bank statement loans, investment property loans, jumbo loans, super jumbo loans, all programs.