This Jumbo Loan Program is for Borrowers with Less Than Perfect Credit

$1,200,000 maximum loan amount

Purpose:

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  • Purchase
  • Refinance

Cash Out Refinance

Credit Score Requirements:

660 minimum middle credit score

Occupancy: 

  • Owner Occupied:

Property Types:

  • Single Family and duplexes - 85% max LTV financing

Occupancy:

  • Owner-occupied
  • Investment Properties:
  • 1-2 unit and 3-4 unit to 70% LTV to $750,000
  • Second home:

$700,000 Max loan amount

  • 80% max financing

Underwriting notes:

  • Gift/unseasoned funds for down payment OK
  • Private mortgage insurance not required

 

Reference # 145u093014s