Unconventional Mortgages and Loans (800) 718-8906

Unconventional Mortgages and Loans

Customer Service: (800) 718-8906

6 Month Bank Statement Mortgage Programs

Six Month Bank Statement Loan – 680 Credit Score

Designed for investors, this Bank Statement Loan program is ideal for borrowers that have experienced significant growth in revenue in the previous 6 months in contrast to the previous 6 – 24 months. If we do not want an underwriter to see months 6 through 12, this might be the solution for you.

“Reduced Doc” Alternative Income Documentation

6 Months Bank Statements in-Lieu of Conventional Income Documentation such as Tax Returns, W2’s, etc., Interest-Only Available (Interest-Only Payment), Jumbo Loan Amount: $4,000,000

Employment Type: Self-Employed

Verification of Employment (VOE)

* Business organizational paperwork

* Business License or Equivalent

* Sellers License

Investment Property/Owner-Occupied

* Purchase: $1,500,000 – 25% Down Payment

* Refinance Rate/Term: $1,500,000 – 75% LTV

* Refinance Cash Out: $1,000,000

* Refinance Cash Out: $1,000,000 – 75% LTV

* Purchase: $1,000,000 – 30% Down Payment

* Refinance Rate/Term: $1,000,000 – 70% LTV

Second Homes – OK

Refinance Cash Out: $5,000,000

Debt-Service Coverage Ratio DSCR for Non-Owner Occupied

Available in the Following States:

Alabama, Arizona, California, Colorado, Florida, Georgia, Hawaii, Illinois, Maryland, Massachusetts, Mississippi, Nevada, New Jersey, New Mexico, North Carolina, Oregon, Pennsylvania, Tennessee, Texas, Virginia, and Washington.

Alternative Income Documentation

Contact a Loan Officer

Non-Qualified Mortgage Lending