Unconventional Mortgages and Loans (800) 718-8906

Unconventional Mortgages and Loans

Customer Service: (800) 718-8906

600 Credit Score Jumbo Mortgage Programs

Non-Prime Jumbo Program Loan Amount – $3,500,000

600 Credit Score Jumbo Mortgage Program, designed to provide accessible financing solutions for discerning investors. With loan amounts up to $3,500,000, our Alt Doc Super Jumbo program offers competitive terms

Alt Doc Super Jumbo – 90% LTV *

Loan-to-Value (LTV) ratio. Eligible property types include Single Family Residences and Condos with less than 4 stories. Our terms offer Adjustable Rate Mortgages (ARMs) for better pricing. Purchase to 80% LTV or cash-out refinancing at 75% LTV, our 600 Credit Score Jumbo Mortgage Program provides accessible financing options.

Eligible Property Types:

Single Family Residence

Condo – Less than 4 Stories

Occupancy: Owner Occupied

Terms Available:

* ARM’s: 5/1 year and 7/1 year

* Income Documentation: Full Doc only

* Purchase to 80% LTV | Cash Out – 75% LTV

Credit Scores (mortgage credit scores) 580 minimum

Credit Criteria:

* Tradeline Requirements:

* 2 Tradelines 24 Months Seasoned

* 1 Tradeline Seasoned 12 with a Minimum of $3,000 High Credit Limit Credit

Underwriting Notes:

* All Installment Loans must be Current and in Good Standing

* Credit Card and Revolving Accounts must be Current and in Good Standing

* Bankruptcy, Foreclosure and Short Sales need 6 months Seasoning. (Exceptions can be made with compensating factors)

* If you have a recent Bankruptcy

Available in the Following States:

Alabama, Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Nevada, New Jersey, New Mexico, North Carolina, North Dakota, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, and Wisconsin.

Alternative Income Documentation

Contact a Loan Officer

Non-Qualified Mortgage Lending