Unconventional FHA Mortgage Loan Program

Purpose:

Questions? 858-222-7534

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Purchase and Cash Out Refinance

Owner Occupied Only

 

.5% down payment - 500 Credit Score

3.5% down payment - 580 Credit Score

10% down payment - 500 to 579 Credit Score

 

Credit Notes:

3 years seasoning required for Short Sale and Foreclosure

2 years for Bankruptcy

Disputed account tradelines must be reolved

Collections over $1,000 might need to be paid off, underwriter's discretion

 

 

All 50 States