Income and Asset Documentation Not Required

December 2015

No Tax Return Needed for Self Employed or W-2 Employees

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Loan purpose:

Purchase, Refinance and Cash Out Refinance

Cash Out refinance requires 90 day purchase seasoning in order to use "market value". Less than 90 days, "purchase price" is used for LTV purposes.

Property Types:

SFR and PUDS only

Occupancy:

Owner Occupied and Second Homes Only

 

700 minimum Credit Score required

 

70% Maximum LTV (loan to value)

 

$420,000 minimum loan amount

 

Reference # am090214776