Asset Depletion Mortgage Loan Programs

Asset Depletion loans (600 minimum credit score) provides the borrower additional opportunity to qualify for the best (additional options) mortgage (pricing, terms, and conditions) to buy real estate (Owner-Occupied/primary residence, Non-Owner-Occupied/investment property or Second Home/vacation) or refinance a mortgage. Asset Depletion is based on liquid assets, REO (real estate owned) equity either as a stand-alone source of qualifying "income" or in conjunction with all other types of income documentation, conventional and unconventional; Full Doc and other alternative income documentation such as Bank Statements (cash-flow) to illustrate what's called an "Ability-to-Repay" which applies to all Non-QM mortgage programs.

Title Modified Date
Alternative Income Documentation Jumbo Program 03 June 2019
Hard Money Loans 30 August 2019
Portfolio Jumbo Low Doc | One Year P&L Statement Only 24 August 2019
Bank Statements - Interest Only - Jumbo Mortgage 15 August 2019
Non-QM Low Doc Jumbo 15 August 2019
Non-Qualified Mortgage (Non-QM) | Jumbo Program 15 August 2019
Bank Statements / Asset Depletion to 3 Million 16 August 2019
Portfolio Mortgage Programs 01 March 2019
Asset Depletion Super Jumbo Mortgage 31 August 2019
Non-Prime Bank Statement Loan 16 July 2019
Bank Statement Loan 600 Credit Score 27 August 2019
Asset Depletion Program to 2 Million 27 August 2019
Stated Income / Verified Assets Super Jumbo 27 August 2019
Asset Qualifier Jumbo Loan 01 March 2019
True No Doc Home Loan 27 August 2019
Second Mortgage $350,000 31 August 2019
Stated Income / Verified Assets 680 Credit Score 2 Million 27 August 2019
Bank Statement Loan 580 Credit Score 01 March 2019