Asset Depletion Mortgage Loan Programs

Asset Depletion loans (600 minimum credit score) provides the borrower additional opportunity to qualify for the best (additional options) mortgage (pricing, terms, and conditions) to buy real estate (Owner-Occupied/primary residence, Non-Owner-Occupied/investment property or Second Home/vacation) or refinance a mortgage. Asset Depletion is based on liquid assets, REO (real estate owned) equity either as a stand-alone source of qualifying "income" or in conjunction with all other types of income documentation, conventional and unconventional; Full Doc and other alternative income documentation such as Bank Statements (cash-flow) to illustrate what's called an "Ability-to-Repay" which applies to all Non-QM mortgage programs.

Title Modified Date
Alternative Income Documentation Jumbo Program 04 December 2018
Asset Depletion Program to 2 Million 04 December 2018
Asset Depletion Super Jumbo Mortgage 06 January 2019
Asset Qualifier Jumbo Loan 04 December 2018
Bank Statement Loan 580 Credit Score 04 December 2018
Bank Statement Loan 600 Credit Score 04 December 2018
Bank Statements - Interest Only - Jumbo Mortgage 09 January 2019
Investor Loan - No Doc 04 December 2018
Non-Prime Bank Statement Loan 26 December 2018
Non-QM Low Doc Jumbo 06 January 2019
Non-Qualified Mortgage (Non-QM) Jumbo Program 04 December 2018
Portfolio Jumbo Low Doc - 1 Year P&L Statement Only 04 December 2018
Portfolio Mortgage Programs 14 May 2018
Stated Income / Verified Assets 680 Credit Score 2 Million 04 December 2018
Stated Income / Verified Assets Super Jumbo 04 December 2018
True No Doc Home Loan 04 December 2018