Asset Depletion Mortgage Loan Programs

Asset Depletion is based on liquid assets, REO (real estate owned) equity. These asset accounts can be utilized either as a stand-alone source of qualifying "income" or in conjunction with other flexible income documentation programs such as a Lite Doc or Reduced Doc program or an Alt Doc bank statement program which can allow the use of your bank statements (cash-flow) to illustrate what's called an "Ability-to-Repay". The ability-to-repay rule applies to all Non-QM (non-qualified mortgage) mortgage programs. 4506T form not required.

Alternative Income Documentation Jumbo Program 01 November 2019
Asset Depletion Program 25 October 2019
Asset Depletion Program to 2 Million 01 November 2019
Asset Depletion Super Jumbo Mortgage 01 November 2019
Asset Qualifier Jumbo Loan 24 October 2019
Bank Statement Loan 580 Credit Score 01 March 2019
Bank Statement Loan 600 Credit Score 01 November 2019
Bank Statement Mortgage Lenders 08 November 2019
Bank Statements - Interest Only - Jumbo Mortgage 01 November 2019
Bank Statements / Asset Depletion to 3 Million 01 November 2019
Non-Prime | Lite Doc 08 November 2019
Non-Prime Bank Statement Loan 01 November 2019
Non-QM Low Doc Jumbo 01 November 2019
Non-Qualified Mortgage (Non-QM) | Jumbo Program 01 November 2019
Portfolio Jumbo Low Doc - One Year P&L Statement Only 01 November 2019
Portfolio Mortgage Programs 01 November 2019
Second Mortgage $350,000 01 November 2019
Stated Income / Verified Assets 680 Credit Score 2 Million 01 November 2019
Stated Income / Verified Assets Super Jumbo 01 November 2019
True No Doc Home Loan 01 November 2019