Asset Depletion Mortgage Loan Programs

Asset Depletion loans (600 minimum credit score) provides the borrower additional opportunity to qualify for the best (additional options) mortgage (pricing, terms, and conditions) to buy real estate (Owner-Occupied/primary residence, Non-Owner-Occupied/investment property or Second Home/vacation) or refinance a mortgage. Asset Depletion is based on liquid assets, REO (real estate owned) equity either as a stand-alone source of qualifying "income" or in conjunction with all other types of income documentation, conventional and unconventional; Full Doc and other alternative income documentation such as Bank Statements (cash-flow) to illustrate what's called an "Ability-to-Repay" which applies to all Non-QM mortgage programs.

Title Modified Date
Alternative Income Documentation Jumbo Program 16 February 2019
Asset Depletion Program to 2 Million 01 March 2019
Asset Depletion Super Jumbo Mortgage 28 February 2019
Asset Qualifier Jumbo Loan 01 March 2019
Bank Statement Loan 580 Credit Score 01 March 2019
Bank Statement Loan 600 Credit Score 28 February 2019
Bank Statements - Asset Depletion - 3 Million 04 March 2019
Bank Statements - Interest Only - Jumbo Mortgage 28 February 2019
Hard Money Loans 09 February 2019
Non-Prime Bank Statement Loan 10 May 2019
Non-QM Low Doc Jumbo 28 February 2019
Non-Qualified Mortgage (Non-QM) | Jumbo Program 21 March 2019
One Month Bank Statement Mortgage Loan Program 31 March 2019
Portfolio Jumbo Low Doc - One Year P&L Statement Only 28 February 2019
Portfolio Mortgage Programs 01 March 2019
Second Mortgage $350,000 01 March 2019
Stated Income / Verified Assets 680 Credit Score 2 Million 01 March 2019
Stated Income / Verified Assets Super Jumbo 28 February 2019
True No Doc Home Loan 01 March 2019