This is an income documentation program for the well-qualified borrower. Asset Depletion is a feature that we can utilize to offset income ratio guidelines.

Bank Statements can also be utilized in lieu of traditional income documentation. This can be done under any loan program within this programs core product offering including the Super Jumbo program to 5 million. This loan is for borrowers that can't or chooses not to document their income but also have a considerable amount of liquid assets. The difference between this loan and a regular Bank Statement loan is the super jumbo loan amounts and the loan program flexibility, making it all around easier to qualify for.

In this lending market, many highly qualified borrowers with strong credit and reserves aren't getting the mortgage loans they should.

Super Jumbo Loan Amounts to $5,000,000

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Credit Scores

680 middle credit score, the middle of the 3 scores or lower of 2

Property Types:

Single Family Residence

Condo < 4 stories

2-4 Units

Full Income Documentation pricing applies because this is considered a Full Doc loan program

Eligible Liquid Assets:

CD's, Monet Market, Stocks, etc.

 

48-72 hour underwriting turn-time

 

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