Bank Statement Mortgages

Alternative Income Documentation

Bank Statement Mortgage Loans do provide self-employed borrowers, 1099 Sole Proprietor, and W2 commission business professionals a way to buy a home or refinance an existing mortgage without producing traditional income documents. Documents such as personal tax returns, corporate tax returns, W2's, paycheck stubs, award letters, rental agreements, Schedule C's, 1040's, etc.

Bank statement loan programs are designed to increase the buying power of the under-served self-employed borrower by utilizing self-employed income bank account deposits (business and/or personal bank account) in lieu of traditional income documentation.

Title Modified Date
Bank Statements | Jumbo Mortgage - Interest Only 12 December 2019
580 Credit Score to $800,000 01 November 2019
Portfolio Jumbo Low Doc - One Year P&L Statement Only 01 November 2019
Business Purpose Mortgage Loans 01 November 2019
One Month Bank Statement Mortgage Loan Program 01 November 2019
Second Mortgage - Bank Statement Loan 10 January 2020
24 Months Business & Personal Commingle Accounts 11 January 2020
2nd Mortgage Program to $350,000 18 January 2020
Jumbo Bank Statement Loan 3.5 Million 01 November 2019
Stated Income Verified Assets Owner Occupied Jumbo 01 November 2019
Hard Money Super Jumbo Florida 09 January 2020
24 Months Bank Statements Business or Personal 01 November 2019
Super Jumbo Mortgage Manual Underwrite 01 March 2019
Portfolio Jumbo - Stated Income 01 November 2019
Stand-Alone Second Mortgage 10 January 2020
Escrow Fall-Out 17 January 2020
Non-Prime Bank Statement Loan 01 November 2019
Bank Statement Super Jumbo Loan 01 November 2019
600 Credit Score Jumbo Mortgage Program 01 November 2019
Asset Depletion Program to 2 Million 01 November 2019
No Seasoning Requirement for Short Sale or Foreclosure 01 November 2019
Jumbo Investor Loan 75% LTV 720 Credit Score 01 November 2019
Stated Income / Verified Assets 680 Credit Score 2 Million 03 January 2020
Stated Income Jumbo Construction Loan 1 Million 28 February 2019
Alternative Income Documentation Jumbo Program 01 November 2019
90% LTV - $1,500,000 - 4 Months Reserves 01 November 2019
6 Month Bank Statement Mortgage Loan 01 November 2019
Wage Earner Bank Statement Mortgage Loan 01 November 2019
Bank Statements / Asset Depletion to 3 Million 01 November 2019
Bank Statement Loan to 3.5 Million 01 November 2019
Bank Statement Loan 600 Credit Score 01 November 2019
Super Jumbo Bank Statement Program 01 November 2019
Second Mortgage $350,000 01 November 2019
Bank Statement Loan 580 Credit Score 01 March 2019
Non-QM Low Doc Jumbo 01 November 2019
Non-Qualified Mortgage (Non-QM) | Jumbo Program 01 November 2019
Second Mortgage Bank Statement Loan 01 November 2019
1-Year W2 or 1-Year 1099 15 January 2020
Asset Qualifier Jumbo Loan 18 January 2020
Jumbo Hard Money to 3 Million 80% LTV 09 January 2020
Condo Mortgage 90% LTV Jumbo 10 January 2020
6 Month Bank Statement Mortgage 18 January 2020
Super Jumbo Investor Loan 18 January 2020
No Ratio Investor Loan Jumbo 10 January 2020
Bank Statement Mortgage to $10,000,000 18 January 2020