Bank Statement Mortgage Loan Programs for Self-Employed Borrowers
Alternative Income Documentation: Bank Statement Mortgage Loans give both the Self Employed borrower and W-2 commission business professional (or co-borrower wage earner) borrower a way to buy a home or refinance an existing mortgage without producing personal tax returns, corporate tax returns, W-2's, paycheck stubs, award letters, rental agreements, Schedule C's, 1040's, etc.We understand the bank statement loan programs is great for increasing the buying power of the under-served self-employed borrower by utilizing self-employed income bank account deposits (business and/or personal bank account) in lieu of traditional income documentation.
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