Unconventional Mortgages and Loans (800) 718-8906

Unconventional Mortgages and Loans

Customer Service: (800) 718-8906

Condo Mortgage 90% LTV Jumbo

Condo Mortgage Program 90% LTV to $2,500,000

Purpose: Purchase, Refinance Cash Out

* 90% LTV – $2,000,000 – 700 Credit Score

* 90% LTV – $1,500,000 – 680 Credit Score

* 90% LTV – $3,000,000 – 700 Credit Score

* 85% LTV – $2,500,000 – 660 Credit Score

* 85% LTV – $1,500,000 – 640 Credit Score

Verbal Verification of Employment Options Available (VVOE)

* First Time-Home-Buyer OK – 2 Million Maximum Loan Amount

* 40 Year Fixed Rate – Interest-Only Option with 660 Middle Credit Score

Expanded Guidelines Options for Non-Traditional Condominium Property Types* Inherited Properties – OK. Includes Properties Obtained via Divorce/Separation or Dissolved Domestic Partnership. 6 Months Inheritance Seasoning Required for Cash Out “Using Market Value”

* Delayed Financing – OK

* Eligible Property Types & Occupancies: Primary Residence, Second Homes – SFR Only, Non-Owner-Occupied / Investment – SFR Only. Non-Warrantable Condos and Condotels OK

* Foreign National, Permanent Resident Aliens, and Non-Permanent Resident Aliens OK

* Power of Attorney OK for Purchase and Rate and Term Refinance

* Non-Occupant Co-Borrower’s OK

* Vesting LLC OK

* Gaps in Employment OK Case-by-Case

Available in the Following States:

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Missouri, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Vermont, Virginia, and Washington.

Alternative Income Documentation

Contact a Loan Officer

Non-Qualified Mortgage Lending

Alt Doc Purchase Loans

Alt Doc Refinance Loans

Category - Non-QM Lenders