Unconventional Mortgages and Loans (800) 718-8906

Unconventional Mortgages and Loans

Customer Service: (800) 718-8906

Unconventional Multi-Unit Construction Mortgages

Multi Unit Property Loans – Guidelines and Highlights. Below is a list of some of our “Multi Unit” loan programs for both Owner Occupied and Non Owner Occupied borrowers. Let us know if you have any questions. Do not try to pre qualify yourself; call Customer Service (800) 718-8906 to speak with a Mortgage Expert or fill out a Pre Qualification form “No Credit Check” above.

3 Month Bank Statement Program

3 Month Bank Statement – 2023 Uniquely designed for Self-Employed borrowers are ideal when the borrower has experienced an exceptional previous 3 months, for example.

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Exception-Based Non-Prime Loan

Specialized lender leads the way in the Non-Prime niche mortgage lending space with over 50 years of collective wholesale lending and loan origination experience and

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Non-QM Super Jumbo Alt Doc

Jumbo Bank Statement Program – 620 Credit Score ~ Now you can use your 1099(s) for to qualify (sole proprietor) as additional income/”ability to repay”

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Debt Service Coverage No Ratio

DSCR – Real Estate Investor Program to $5,000,000 Employment Not Required. Income – Rental Leases or Appraisal. Traditional Income Documentation Not Required. Debt-to-Income Ratio Not

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3 Month Bank Statement Loan

3 Months Business Bank Statements or 3 Months Personal Bank Statements Our 3 Month Program is the alternative to 6-month, 12-month and 24-month programs. We

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Asset Qualifier

Portfolio Mortgage Asset-based Income Documentation | Asset Based Lending * Debt-to-Income DTI (expense ratio) up to 55% Now you can use your 1099(s) for to

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Fix and Flip Program

Hard Money Loan Program Guideline Overview Property Types: * SFR (Single Family Residence) * 1-2 Units * 2-4 Units Loan-to-Value (LTV) Ratios: * 80% LTP

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Super Jumbo Investor – 30 million

Super Jumbo Loan Amounts to $30,000,000 Common Sense Manual Underwriting and in-house decisions. Final decision with second signature requirement. Refinance – *Unlimited Cash-Out* Bank Statement

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Bank Statement Loans – 2023

Bank Statements for all Self-Employed Borrowers ** April 2023 Updates * Purchase, Rate/Term, and Cash Out to $12,000,000 Key Benefits Bank Statement Mortgages: * Personal

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Alternative Income Documentation

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Non-QM Mortgages and Lenders

Hard Money Lending

Programs We Offer Categories

Purchase Loans

Refinance Loans

Second Mortgages

Construction Loans

Investment Property Loans

Hard Money Niche Loans

Category Lenders

Niche Loan Programs

Self-Employed Service Applications

Jumbo Bank Statement Mortgage Loans

Bank Statement Loan Niches

Refinance Bank Statement Loans

Purchase Loans Alt Doc

Refinance - Alt Doc Loans

One Month Bank Statement Mortgage

Self-Employed Mortgages