Loan Programs that Do Not Require Form 4506-T

Self-employed folks who write off their business expenses should not be expected to provide their tax returns to qualify for a home loan. If a W-2 employee has the chance to obtain mortgage credit, so should self-employed business owners. Non-Qualified Mortgage (Non-QM) lenders make this possible. Learn your options and learn why it's important to you, the Self-Employed Borrower.

Loan programs that do not require tax returns or Form 4506-T. At any time before the approval, during escrow or after closing will a 4506-T Form be signed or executed.

Below are some of our loan programs.

Title Modified Date
California Hard Money Jumbo Lender to $20,000,000 30 January 2020
Stated Income Jumbo - 740 Credit Score 23 January 2020
Jumbo Bank Statement Loan 3.5 Million 23 January 2020
No Income No Asset Verification 23 January 2020
Investor Purchase Loan Program 23 January 2020
Asset Depletion Super Jumbo Mortgage 23 January 2020
Commercial Mortgage Stated Income Super Jumbo 23 January 2020
Non-Prime Bank Statement Loan 23 January 2020
80% Financing Stated Income / Stated Assets 23 January 2020
Stated Income Verified Assets Owner-Occupied Jumbo 23 January 2020
Hard Money Super Jumbo Florida 23 January 2020
Stated Income Verified Assets to 70% LTV Owner Occupied 23 January 2020
Super Jumbo Bank Statement Program 23 January 2020
Asset Depletion Program to 2 Million 23 January 2020
No Seasoning Requirement for Short Sale or Foreclosure 23 January 2020
Jumbo Investor Loan 75% LTV 720 Credit Score 23 January 2020
Stated Income / Verified Assets Super Jumbo 23 January 2020
Asset Qualifier Jumbo Loan 24 January 2020
True No Doc Home Loan 23 January 2020
Second Mortgage $350,000 23 January 2020
Jumbo Hard Money to 3 Million 80% LTV 23 January 2020
Hard Money 5 Million Owner Occupied 23 January 2020
Stated Income / Verified Assets 680 Credit Score 2 Million 03 January 2020
Bank Statement Loan 580 Credit Score 23 January 2020
Investor Loan - No Doc 23 January 2020
Private Money 70% LTV 23 January 2020
Bank Statement Loan 600 Credit Score 23 January 2020
Bank Statement Super Jumbo Loan 23 January 2020
Stated Income Jumbo Construction Loan 1 Million 23 January 2020
Alternative Income Documentation Jumbo Program 23 January 2020
Portfolio Jumbo - Stated Income 23 January 2020
Hard Money Loans 23 January 2020
Portfolio Jumbo Low Doc - One Year P&L Statement Only 23 January 2020
Business Purpose Mortgage Loans 02 April 2020
24 Months Bank Statements Business or Personal 23 January 2020
90% LTV - $1,500,000 - 4 Months Reserves 23 January 2020
Non-Prime Mortgages 17 October 2019
Bank Statements | Jumbo Mortgage - Interest Only 23 January 2020
Non-QM Low Doc Jumbo 23 January 2020
Non-Qualified Mortgage (Non-QM) | Jumbo Program 23 January 2020
One Month Bank Statement Mortgage Loan Program 22 March 2020
Second Mortgage Bank Statement Loan 23 January 2020
6 Month Bank Statement Mortgage Loan 23 January 2020
Bank Statement Mortgage Loan 23 January 2020
90% LTV Jumbo | 680 Credit Score 23 January 2020
Bank Statements / Asset Depletion to 3 Million 23 January 2020
Bank Statement Loan to 3.5 Million 23 January 2020
Second Mortgage Bank Statement Loan 23 March 2020
Bank Statement Mortgage Lenders 22 March 2020
Stand-Alone Second Mortgage 23 January 2020
Bank Statement Mortgage to $10,000,000 23 January 2020
12 Month Bank Statement Alt Doc 24 January 2020
Super Jumbo Investor Loan 24 January 2020
6 - Month Bank Statement Mortgage Program 23 March 2020
Non-Prime True No Doc Loan Program 02 April 2020
LTV - 90% ITIN ~ Investors 22 March 2020