Unconventional Mortgages and Loans (800) 718-8906

Unconventional Mortgages and Loans

Customer Service: (800) 718-8906

First Time Home Buyer

New Jumbo with Guidelines to $4,000,000

Funding for all residential structures within the United States

Speak with professionals that provide guidance

Find answers to your questions

Determine what you can afford

Receive the advice you’ve been seeking

2 Appraisals required for loan amounts >$2,000,000.

Appraisal transfer’s OK to $2,000,000

Refinance Cash Out OK to be used for Reserves Requirement

Interest Only also Available

Purchase Transactions - 640 Credit Score

Reserve guidelines are favorable at 6 months. Full Stock(s) value, bonds, and Vested Retirement. No additional reserves needed for additional Real Estate Owned (REO), financed or not. Primary residence. No Limit on Financed Properties. Purchase, 90% LTV on Owner-Occupied, including Cash Out Refinance.

Non-Occupant Co-Borrowers OK

Bank Statements, with bank statement pre-underwrite department for 12 and 24 months so we have the income before jumping through all the hoops of a full application, credit report, and disclosure.

Lender also offers DSCR, where you qualify based on rental property, no tax returns or income required and will allow title in an LLC, and can do multiple loans for one borrower.

24 Hour turn time in Underwriting

Mortgage Pre-Qualification – Without a Credit Check

Available in the Following States:

Alabama, Arizona, California, Colorado, Connecticut, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Nevada, New Hampshire, New Jersey, North Carolina, Oklahoma, Oregon, South Carolina, Tennessee, Texas, Utah, Virginia, and Washington.

Alternative Income Documentation

Contact a Loan Officer

Non-Qualified Mortgage Lending