Stated Income Stated Assets

This loan is for the very qualified borrower. This is not Hard Money. This is Private Money so the rates are very reasonable.

70% LTV on the first lien. 80% CLTV allowed with outside second

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Purpose:

Purchase, Rate & Term Refinance and Cash Out refinance

Loan Amounts:

$100,000 minimum

$1,000,000 maximum

Credit Scores:

700 minimum

LTV:

70% maximum financing

Property Types:

SFR

Condos

2-4 units

Occupancies:

Non-owner Occupied / Investment

Stated Income also available on Primary / Owner Occupied homes

Terms:

3 and 5 year ARM's

30-year amortization

Payment Cap at Prime + 4% after fixed portion of the term

Call for other amortization options

Prepayment pricing options available 

Tax and Insurance Impounds required

First-time buyer - reduce maximum LTV 5%

States:

Arizona, California, Florida, Georgia, Illinois, Indiana, Kanas, Kentucky, Michigan, Missouri, Nebraska, Nevada, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, Tennessee, Texas, Utah, Virginia, Washington and Wisconsin.