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Bank Statement Mortgages

Alternative Income Documentation

Bank statement loan programs are designed to increase the buying power of the under-served, self-employed borrower Alternative Income Documentation

Bank Statement Mortgage Loans do provide self-employed borrowers, Corporation1099 Sole Proprietor, and W2 commission business professionals a way to buy a home or refinance an existing mortgage without producing traditional income documents. Documents such as personal tax returns, business tax returns, W2's, paycheck stubs, award letters, rental agreements, Schedule C's, etc.

Bank statement loan programs are designed to increase the buying power of the under-served, self-employed borrower market by utilizing your Business and or Personal bank account statements to illustrate your actual business "income". Alternative income documentation to help a reasonable underwriter substantiate the subjective criteria of the Ability-to-Repay Rule.. in lieu of traditional income documentation that is mot congruent and to your actual deposits (business and/or personal bank account).

Traditional self-employed income documentation requirements is not conducive to the common business practice of business expense write-offs. Bank Statement loan programs provide a solution to the self-employed borrower home loan mortgage finance dilemma and the answer to the unreasonable and impracticable Full Doc expectations put upon self-employed people.

Title Modified Date
Bank Statements | Jumbo Mortgage - Interest Only 23 January 2020
90% LTV Jumbo | 680 Credit Score 23 January 2020
580 Credit Score to $800,000 23 January 2020
Portfolio Jumbo Low Doc - One Year P&L Statement Only 23 January 2020
Business Purpose Mortgage Loans 02 April 2020
One Month Bank Statement Mortgage Loan Program 22 March 2020
Second Mortgage Bank Statement Loan 20 May 2020
24 Months Business & Personal Commingle Accounts 02 April 2020
2nd Mortgage Program to $350,000 23 March 2020
Jumbo Bank Statement Loan 3.5 Million 23 January 2020
Hard Money 5 Million Owner Occupied 23 January 2020
Investor Loan - No Doc 23 January 2020
Private Money 70% LTV 23 January 2020
Stated Income Verified Assets Owner-Occupied Jumbo 23 January 2020
Hard Money Super Jumbo Florida 23 January 2020
24 Months Bank Statements Business or Personal 23 January 2020
Super Jumbo Mortgage Manual Underwrite 23 January 2020
Portfolio Jumbo - Stated Income 23 January 2020
Stand-Alone Second Mortgage 23 January 2020
Escrow Fall-Out 17 January 2020
Non-QM Lender 17 June 2020
Non-Prime Bank Statement Loan 11 April 2020
Bank Statement Super Jumbo Loan 23 January 2020
600 Credit Score Jumbo Mortgage Program 23 January 2020
Asset Depletion Program to 2 Million 23 January 2020
No Seasoning Requirement for Short Sale or Foreclosure 23 January 2020
Stated Income / Verified Assets 680 Credit Score 2 Million 03 January 2020
Stated Income Jumbo Construction Loan 1 Million 23 January 2020
Alternative Income Documentation Jumbo Program 23 January 2020
90% LTV - $1,500,000 - 4 Months Reserves 23 January 2020
6 Month Bank Statement Mortgage Loan 23 January 2020
Bank Statement Mortgage Loan 23 January 2020
Bank Statements / Asset Depletion to 3 Million 23 January 2020
Non-Prime Mortgages Niches 11 April 2020
Bank Statement Loan - 2020 10 June 2020
Bank Statement Loan 600 Credit Score 23 January 2020
Super Jumbo Bank Statement Program 23 January 2020
Second Mortgage $350,000 23 January 2020
Bank Statement Loan 580 Credit Score 23 January 2020
Jumbo Investor Loan 75% LTV 720 Credit Score 23 January 2020
Non-QM Low Doc Jumbo 23 January 2020
Non-Qualified Mortgage (Non-QM) | Jumbo Program 23 January 2020
Second Mortgage Bank Statement Loan 23 January 2020
Bank Statement Loan to 3.5 Million 23 January 2020
Reduced Doc | Employment History - One Year 16 May 2020
Asset Qualifier Jumbo Loan 24 January 2020
Jumbo Hard Money to 3 Million 80% LTV 23 January 2020
Condo Mortgage 90% LTV Jumbo 23 January 2020
Super Jumbo Investor Loan 24 January 2020
6 Month Bank Statement Mortgage Programs 10 June 2020
No Ratio Investor Loan Jumbo 23 January 2020
Bank Statement Mortgage to $10,000,000 23 January 2020