High LTV Hard Money Jumbo Loan

This hard money residential loan has a very high Loan-to-Value (LTV) ratio of 80%. Most hard money lenders max out at 65%, sometimes 70%. So, 80% is huge. It can be used as a Fix and Flip, Blanket loan, Bridge loan, Construction Loan and can also bail a borrower out of any housing event; short sale, foreclosure, bankruptcy, Notice of Default (NOD), Notice of Sale (NOS). Below you'll see some underwriting highlights.

Loan Purpose:

  • Purchase
  • Refinance: Rate/Term and Cash Out

4506-T Not Required

Blanket, Bridge and Fix and Flip

Maximum Loan Amount: $3,000,000

Maximum LTV: 80%

Non-Owner Occupied Only

Term: 12 Months

Eligible Property Types:

  • Single Family Residence (SFR)
  • 2-4 Unit
  • Condos and Townhomes
  • Non-Warrantable Condos
  • Manufactured Homes
  • Mixed-Use Properties

Unconventional Property Types:

  • Dome Homes
  • Modern Style
  • Historical
  • Log Homes
  • 1-4 Units

States available:

Alabama, Arizona, California, Connecticut, Florida, Georgia, Iowa, Illinois, Kansas, Massachusetts, Maryland, Maine, North Carolina, New Jersey, Pennsylvania, South Carolina, Texas, Virginia, Washington, Wisconsin.


Reference# - 55214