Purpose:

  • Stand-Alone Second Mortgage
     
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  • Purchase Piggy-Back Second Mortgage
  • RefinancePiggy-Back Second Mortgage

Maximum Loan Amount:

  • $500,000
  • Cash Out  - OK

Maximum Loan-to-Value (LTV):

Financing 90% on this Second Mortgage Program

Eligible Property Types:

  • Single Family Residence - Detached
  • Single Family Residence - Attached
  • Condo
  • 1-4 Unit

Eligible Occupancy Types:

  • Owner-Occupied / Primary Residence
  • Non-Owner Occupied / Investment Properties
  • Second / Vacation Home

Consolidated debt figured into the end result DTI, debt to income ratio

Credit:

650 Minimum Mortgage Credit score

Income Documentation:

Full Income Documentation Only on this Program

Eligible Employment Types:

Salary or Self-Employed OK

 

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