Income and Asset Documentation Not Required

January 2020

No Tax Return Needed for Self Employed or W-2 Employees

Loan Purpose

  • Purchase, Refinance and Cash Out Refinance
  • Cash Out Refinance Requires 90 day Purchase Seasoning in Order to use "Market Value". Less than 90 days, "purchase price" is used for LTV purposes.

  • Property Types SFR and PUDS only
  • Occupancies: Owner Occupied and Second Homes Only

 


Notes:

  • 700 minimum Credit Score required
  • 70% Maximum LTV (loan to value)
  • $420,000 minimum loan amount

 

States:

Alabama | Arizona | Arkansas | California | Colorado | Connecticut | Delaware | Florida | Georgia | Hawaii | Illinois | Indiana | Iowa | Kansas | Kentucky | Lousiana | Maine | Maryland | Massachusettes | Michagin | Missouri | Nevada | New Hampshire | New Jersey | New Mexico | North Carolina | Oregon | Pennsylvania | South Carolina | Tennessee | Texas | Utah | Virginia | Washington | Wisconsin

 

Reference # am09jj