This loan program can be a "stand-alone" second mortgage or used in conjunction with a  first mortgage close usually to achieve the desired LTV.

Owner Occupied

Full Income Income documentation


Purchase / Rate and Term Refinance

Maximum Loan amout - $350,000

700 Score to 70% Loan-to-Value (LTV)

Cash Out Refinance - Maximum loan amount to $250,000

720 Mortgage Credit Score - 85% maximum LTV

Available Terms:

HELOC - 10 Year draw @ 1-2% of balance repayment and 20 year repayment

20 year amortization Fixed Rate too

Property Types:

Owner Occupied 2 Unit

Condos, attached and detached

Second Homes

All states less HI and TX