The form #134 does not exist or it is not published.

Super Jumbo Bank Statement loan

Tax Returns Not Required

Utilize personal or business bank statements in lieu of traditional income documents

Income Documentation Alternative:

24 Months Business or Personal Bank Statement Program to $2,000,000

Employment Types:

  • Self Employed with W-2 Wage Earner Co-Borrower OK

Loan to Value:

  • 80% LTV to 1 Million 580 Credit Score
  • 70% LTV to 1 Million 500 Credit Score

Credit notes:

  • 1 year seasoning required from bankruptcy discharge date
  • 2 years seasoning required for short sales and foreclosures

Loan Purpose:

  • Purchase
  • RefinanceCash Out Refinance - $500,000 maximum

Property Types:

  • SFR Single Family Residence


  • Owner Occupied
  • Second / Vacation Home – 75% maximum LTV

Debt-to-Income Ratio "DTI"

  • 50% maximum


Alabama, Arizona, California, Colorado, District of Columbia, Georgia, Florida, Iowa, Indiana, Kentucky, Maryland, Michigan, Minnesota, North Carolina, Ohio, Oregon, South Carolina, Tennessee, Texas, Virginia, Wisconsin


Reference # - 125 527030515 NP