Category: Programs We Offer
Created: 14 June 2015
Last Updated: 03 January 2020

Asset-Based Qualification Program

Medium to High Net Worth Borrowers

This is both a Stated Income and Asset Depletion loan program and it is designed for the high net worth borrower that is looking to purchase a primary home or Rate & Term refinance or Cash out refinance their primary home. The applicant must demonstrate their ability to save by providing proof of cash reserves that will support their existing and proposed debt, front and back-end debt ratio.

Guidelines and Highlights


Income Programs:

Income Documentation:

Employment Type:

Credit Criteria:

Credit Scores:

Loan to Value ratio (LTV)

Debt to Income Ratio (DTI):

Maximum Loan amount:

Property Types:




Arizona, Cali:fornia, Colorado, District of Columbia, Florida, Georgia, Illinois, Indiana, Louisiana, Massachusetts, Maryland, Minnesota, Nevada, Oklahoma, Oregon, Texas, Utah, Washington


Reference# 535 06131519-9-22-1