Special Programs for Police Officers and Firefighters

We are helping Police Officers and Fire Fighters and other public service workers overcome the cost of homeownership. We have mortgage programs that are designed to make homeownership easier and more affordable. Public service professionals deserve special service.

Invalid Input

Invalid Input

Please let us know your email address.

Please let us know your message.

Invalid Input

We take pride in our ability to provide special loan programs to the people that serve our communities, keeping us safe and healthy.

These special programs are for:

  • Administrators, including office and all personnel connected to law enforcement.
  • Healthcare Professionals, Nurses, and Emergency Medical Technicians.
  • Fire Fighters, including all office and staff in the fire protection field.
  • Homebuyers whose property is located in designated low-income census tracts; there are no income requirements.

Program Availability:

  • Zero Down Mortgage Programs - for those with good credit but no down payment.
  • Zero Down Flex Mortgage – For those without an established credit history who can afford a small down payment.
  • Zero Down Mortgage - 100% financing. No down payment for borrowers with good credit.
  • Little or no up-front costs. All of your closing costs can come from gift funds.
  • Choose either a fixed-rate mortgage or adjustable-rate mortgage. Maximum loan amounts are - $500,700 in most participating states.
  • Flex Mortgage
  • Fixed Rate Mortgage or Adjustable Rate Mortgage options available.

No established credit required. A favorable 12-month payment history, including rent and at least two other monthly bills may be all you need with only 3% down payment with just $500 coming from your own funds. The rest can come from gift funds or other sources. Little or no up-front costs and in some cases all of your closing costs can come from a "gift funds" or other source's.