Unconventional Mortgages and Loans (800) 718-8906

Unconventional Mortgages and Loans

Customer Service: (800) 718-8906

Debt Service Coverage Ratio Program

Business Purpose Investor Loan Programs

Loan programs for home buyers and homeowners looking to refinance, rate/Term and Cash Out their Single-Family Residence, Condo or Multi-Unit including Investors.

Debt Service Coverage Ratio – Jumbo Loans up to $10 million

* 85% LTV Ratio

* 620 Middle Mortgage Credit Score

.* 85% DSCR Ratio

Alt Doc – Bank Statement Loans Available

* 12 Months Bank Statements

* 24 Months Bank Statements

Unconventional DTI – 65%

* 85% LTV

* 50% DTI

* 620 Middle Mortgage Credit Score

Credit Seasoning

* Foreclosure – 1 Day

* Short Sale – 1 Day

* Deed-In-Lieu – 1 Day

* Bankruptcy – 1 Day

Title Vesting and Lending

* Corporations

* C Corps

* S Corps

* Trusts

Loan Scenario Form – No Cost – No Credit Check

Available in the Following States:

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Vermont, Virginia, Washington, and Wisconsin.

Alternative Income Documentation

Contact a Loan Officer

Non-Qualified Mortgage Lending

Alt Doc Purchase Loans

Alt Doc Refinance Loans

Category - Non-QM Lenders