Unconventional Mortgages and Loans (800) 718-8906

Unconventional Mortgages and Loans

Customer Service: (800) 718-8906

Non-QM Lenders and Loans

Bank Statement Program – 2023

This Bank Statement mortgage is designed for self-employed borrowers. You benefit from a simplified qualifying method with income based on revenue calculated from business or and (industry specific) personal bank statements


Maximum loan amount $15,000,000

680 FICO Score

Cash-out to 70% LTV

Maximum DTI 55% (subject to Disposable Income)

Owner-occupied, Second Homes and Non-owner-occupied and investment properties.

Gifts – OK

* Max Loan Amount $6,000,000

* Minimum 680 Mortgage Credit Score Required

* Max 55% DTI (Debt-to-Income) / Interest-only

* 75% LTV

* Primary, Second, Investment Homes

* 1-4 Unit, Planned Urban Development (PUD) and Condos permitted

* Interest-Only

* Gifts Permitted

Available in the Following States:

Alabama, Arizona, Colorado, California, Delaware, Georgia, Florida, Illinois, Maryland, North Carolina, Oregon, South Carolina, Texas, Virginia, and Washington.

Alternative Income Documentation

Contact a Loan Officer

Non-Qualified Mortgage Lending

Alt Doc Purchase Loans

Alt Doc Refinance Loans

Category - Non-QM Lenders