Unconventional Mortgages and Loans (800) 718-8906

Unconventional Mortgages and Loans

Customer Service: (800) 718-8906

Non-QM Portfolio Mortgage Lenders

True manual portfolio underwriting providing tailored financing solutions to our valued Jumbo and Super Jumbo Borrowers. As a portfolio niche lender, we offer flexibility with Jumbo and Super Jumbo loan amounts ranging from $300,000 to $30,000,000; Cash Out options extending up to $15,000,000.

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Portfolio Line of Products

Our range of specialized programs caters to diverse needs, including Asset Depletion loans, Non-Warrantable Condos, Condotels, Co-ops, Foreign Nationals, and Work Visa Borrowers without US Credit or Tax Returns. We extend options for individuals with no credit history, as well as those with work and student visas, EAD, or other work authorization documents. Our offerings include 1 Year Tax Return Alt Doc for Self-Employed individuals and 1 Year Reduced Doc for W-2 Wage Earning borrowers. As a portfolio lender, we excel in identifying market niches and crafting a portfolio of tailored loan products, both Qualified Mortgage and Non-Qualified, designed to address the unique needs of a part geo-targeted market and demographics.

Portfolio Niche Lenders

Asset Depletion and DTI Flexibility & Income Calculation

Fast closings in 30 days or less and pre-approvals done within 48 hours of complete submission.

ARM programs only.

Non-Qualified Mortgage Lending

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Alternative Income Documentation

One Month Bank Statement Loan

3 Month Bank Statement Loans

Bank Statement Loan Niches

Bank Statement Refinance Loans