Unconventional Mortgages and Loans (800) 718-8906

Unconventional Mortgages and Loans

Customer Service: (800) 718-8906

Private Money 70% LTV

Soft Money Mortgage Program

Exceptions made to 75% LTV for particular counties in the state of California. This means that the pricing is less than the traditional Hard Money type loan program.

Discounted pricing with qualifying Credit Score / FICO Alt Doc for of Income Documentation referred to as a No Doc for Non-Owner Occupied and Owner-Occupied for Purchase, R&T Refinance and Cash Out

Refinance and Interest Only 65% LTV

No Doc Jumbo and Super Jumbo

Residential or Commercial

LTV: 70% – Maximum

Loan Amounts:

Minimum – $250,000

Maximum – $40,000,000

Property Types:

Single Family Residence – Attached (SFR)

Single Family Residence – Detached (SFR)

1-2 Units

1-4 Units

5+ Units

Eligible Occupancies

Owner-Occupied/Primary

Non-Owner Occupied

Terms Available

1 year ARM

3 Year ARM

5-year ARM

Interest Only payment terms available

Underwriting Notes

Must have a valid social security number

Foreign Nationals allowed:

Appraisal Requirements

Appraisal paid for up front by borrower upon loan approval

Appraisal ordered by the lender

Available in the Following States:

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Vermont, Virginia, Washington, and Wisconsin.

Alternative Income Documentation

Contact a Loan Officer

Non-Qualified Mortgage Lending