Reduced Doc Mortgages

(Both Income & Employment)

Our Reduced Doc programs are for both Self-Employed Borrowers and W2 Wage Earners including 100% Commission professionals.

Reduced Doc mortgages are unique in that you only need to provide one year of employment verification documentation instead of the standard two-year history requirement.

Title	Modified Date
Alternative Income Documentation Jumbo Program	23 January 2020
Portfolio Jumbo - Stated Income	23 January 2020
Portfolio Jumbo Low Doc - One Year P&L Statement Only	23 January 2020
24 Months Bank Statements Business or Personal	23 January 2020
90% LTV - $1,500,000 - 4 Months Reserves	23 January 2020
Bank Statements - Jumbo Mortgage - Interest Only	26 September 2020
Non-QM Low Doc Jumbo	23 January 2020
Non-Qualified Mortgage (Non-QM) | Jumbo Program	23 January 2020
Second Mortgage Bank Statement Loan	23 January 2020
Bank Statements / Asset Depletion to 3 Million	23 January 2020
One Month Bank Statement Mortgage Loan Program	22 March 2020
Bank Statement Loan to 3.5 Million	23 January 2020
Non-Prime Mortgages Niches	11 April 2020
12 Month Bank Statement Alt Doc	11 August 2020
Reduced Doc | Employment History - One Year	16 May 2020
Super Jumbo Investor Loan	24 January 2020
90% LTV - ITIN Investors	10 September 2020
Non-QM Lender	17 June 2020
Non-Prime True No Doc Loan Program	15 July 2020
2nd Mortgage Program to $350,000	23 March 2020
California Hard Money Jumbo Lender to $20,000,000	30 January 2020
Stated Income Jumbo - 740 Credit Score	29 July 2020
No Income No Asset Verification	23 January 2020
Commercial Mortgage Stated Income Super Jumbo	23 January 2020
Stated Income Verified Assets Owner-Occupied Jumbo	23 January 2020
Jumbo Investor Loan 75% LTV 720 Credit Score	23 January 2020
Jumbo Hard Money to 3 Million 80% LTV	26 September 2020
Private Money 70% LTV	23 January 2020
Bank Statement Super Jumbo Loan	23 January 2020
Stated Income Jumbo Construction Loan 1 Million	23 January 2020
Hard Money 5 Million Owner Occupied	23 January 2020
Super Jumbo Programs	10 September 2020
Second Mortgage $350,000	23 January 2020
Business Purpose Mortgage Loans	02 April 2020
Bank Statement Mortgage Loan	23 January 2020
90% LTV Jumbo | 680 Credit Score	23 January 2020
DSCR 1.15% Jumbo	01 August 2020
6 Month Bank Statement Mortgage Programs	10 June 2020
Bank Statement Loan - 2020	11 August 2020
Jumbo Bank Statement Loan 3.5 Million	29 July 2020
Portfolio Mortgage Programs	23 January 2020
Non-Prime Bank Statement Loan	11 April 2020
Stated Income Verified Assets to 70% LTV Owner Occupied	23 January 2020
Super Jumbo Bank Statement Program	23 January 2020
Asset Depletion Program to 2 Million	23 January 2020
Stated Income / Verified Assets Super Jumbo	23 January 2020
True No Doc Home Loan	23 January 2020
Stated Income / Verified Assets 680 Credit Score 2 Million	03 January 2020
Bank Statement Loan 580 Credit Score	23 January 2020
Non-Prime Lite Doc	15 July 2020
Bank Statement Mortgage to $10,000,000	23 January 2020
Asset Depletion Super Jumbo Mortgage	23 January 2020
Bank Statement Loan 600 Credit Score	23 January 2020
Asset Qualifier Jumbo Loan	26 September 2020