Reduced Doc Mortgages

Stated Income | Asset Depletion Loans | Bank Statement Loans | No Doc Loans

Our Reduced Doc programs are for both Self-Employed Borrowers and W2 Wage Earners including 100% Commission professionals.

Reduced Doc mortgages are unique in that you only need to provide one year of employment verification documentation instead of the standard two-year history requirement.

Title Modified Date
Alternative Income Documentation Jumbo Program 01 November 2019
Portfolio Jumbo - Stated Income 01 November 2019
Portfolio Jumbo Low Doc - One Year P&L Statement Only 01 November 2019
Business Purpose Mortgage Loans 01 November 2019
24 Months Bank Statements Business or Personal 01 November 2019
90% LTV - $1,500,000 - 4 Months Reserves 01 November 2019
Bank Statements | Jumbo Mortgage - Interest Only 12 December 2019
Non-QM Low Doc Jumbo 01 November 2019
Non-Qualified Mortgage (Non-QM) | Jumbo Program 01 November 2019
Second Mortgage Bank Statement Loan 01 November 2019
Wage Earner Bank Statement Mortgage Loan 01 November 2019
Bank Statements / Asset Depletion to 3 Million 01 November 2019
One Month Bank Statement Mortgage Loan Program 01 November 2019
Bank Statement Loan to 3.5 Million 01 November 2019
12 Month Bank Statement Alt Doc 10 January 2020
1-Year W2 or 1-Year 1099 15 January 2020
Super Jumbo Investor Loan 18 January 2020
6 Month Bank Statement Mortgage 18 January 2020
2nd Mortgage Program to $350,000 18 January 2020
Stated Income Jumbo - 740 Credit Score 18 January 2020
No Income No Asset Verification 01 November 2019
Commercial Mortgage Stated Income Super Jumbo 01 November 2019
Stated Income Verified Assets Owner Occupied Jumbo 01 November 2019
Jumbo Investor Loan 75% LTV 720 Credit Score 01 November 2019
Jumbo Hard Money to 3 Million 80% LTV 09 January 2020
Private Money 70% LTV 01 November 2019
Bank Statement Super Jumbo Loan 01 November 2019
Stated Income Jumbo Construction Loan 1 Million 28 February 2019
Hard Money 5 Million Owner Occupied 18 January 2020
Second Mortgage $350,000 01 November 2019
DSCR 1.5% Jumbo 10 January 2020
Jumbo Bank Statement Loan 3.5 Million 01 November 2019
Portfolio Mortgage Programs 01 November 2019
Non-Prime Bank Statement Loan 01 November 2019
Stated Income Verified Assets to 70% LTV Owner Occupied 01 November 2019
Super Jumbo Bank Statement Program 01 November 2019
Asset Depletion Program to 2 Million 01 November 2019
Stated Income / Verified Assets Super Jumbo 01 November 2019
True No Doc Home Loan 01 November 2019
Stated Income / Verified Assets 680 Credit Score 2 Million 03 January 2020
Bank Statement Loan 580 Credit Score 01 March 2019
Non-Prime Lite Doc 10 January 2020
Bank Statement Mortgage to $10,000,000 10 January 2020
Asset Depletion Super Jumbo Mortgage 01 November 2019
Bank Statement Loan 600 Credit Score 01 November 2019
Asset Qualifier Jumbo Loan 18 January 2020