Unconventional Mortgages and Loans (800) 718-8906

Unconventional Mortgages and Loans

Customer Service: (800) 718-8906

Stated Income Verified Assets to 70% LTV Owner Occupied

Stated Income / Verified Assets -Minimum Credit Score – 660

Maximum Financing 70% LTV

IRS Forms 4506-T and 4506-C Not Required

Occupancies:

Primary / Owner-Occupied

Second / Vacation Home

Investment property / Non-Owner Occupied

This lender offers 3 alternative income documentation programs:

Full Doc:

For Self/Employed and W-2 wage earners

Bank Statements:

For Self/Employed and W-2 Wage Earner Co-Borrowers

Gross Sales for Investment properties

For Self/Employed – Gross Income amount utilized to calculate debt ratios

Terms Available:

ARM 30 year amortized

Property Type:

SFR

Condos <4 stories

Townhomes

2-4 Units

File will need to document Ability to Repay depending on total loan scenario

Loan Amounts:

Maximum loan amount – $500,000

Senior Underwriter approval to $800,000

Fix and Flip – OK

Cross Collateral OK

Available in the Following States:

Arizona, California, Colorado, Florida, Georgia, Idaho, North Carolina, Oregon, Texas, Utah, Virginia, and Washington.

Reference – 124 526020315

Alternative Income Documentation

Contact a Loan Officer

Non-Qualified Mortgage Lending