Unconventional Mortgages and Loans (800) 718-8906

Unconventional Mortgages and Loans

Customer Service: (800) 718-8906

Programs We Offer

Programs We Offer and Uncommon Service

It could be the only thing that separates you from your new mortgage is the wrong loan officer. Most Loan Officer’s (90%+) only originate conforming, agency loan programs.

The problem with that is not all borrowers fit within those guidelines. Not because these borrowers are elevated risk, but because they fall outside of the conventional loan box. You know what you need, and we know what options are available.

Did We Say Service

Our “loan scenario” form is a wonderful and convenient way to start without having credit pulled. No hard-pull or soft-pull. Just a bunch of highly qualified Loan Officers who know how to pre-qualify a borrower to the point where we can determine if we should go forward. The preliminary service takes 24-48 hours to process.

Mortgage Product | Exceptional Service

Non-QM Loan Scenario Form | Pre-qualification Service without the credit check/inquiry

Do you want your approval that will accommodate your specific qualifications? We work with dozens of progressive banks, Mortgage Brokers, Direct Lenders, and Correspondent Lenders. Alternative equity finance companies, private money lenders, broker service representatives, processors, credit consultants, Realtors, and industry professionals, alike.

We also have all the conventional lenders and loan programs, Fannie Mae, Freddie Mac, FHA and VA, all agency programs. What makes our agency lender loan programs unconventional is the absence of individual lender guideline overlays that can potentially decline a perfectly good applicant.

Manual Service Underwriting Available

Check back often as we are always updating our loan programs as this industry continues to evolve.

We Serve All States Except NY and MA

Alternative Income Documentation

Contact a Loan Officer

Non-Qualified Mortgage Lending

Alt Doc Purchase Loans

Alt Doc Refinance Loans