Mortgage Loan Options
We are a network of mortgage brokers, direct lenders, and correspondent lenders; Loan Officers. We work directly with borrowers to originate, process and close mortgage loans
We are an online mortgage website that offers real financial solutions to borrowers of all kinds; a resource for you, the borrower to connect with a Loan Officer that specializes in loan programs above and beyond the standard, agency/conforming type loans.
Not all loan products are for everybody, regardless of credit or credit score. Our job is to properly qualify your needs so we can accomplish your objective. We have access to hundreds of different banks. We have a broad spectrum of financing programs. We meet the needs of credit-challenged applicants. Government loans, portfolio loans, jumbo loans, super jumbo loans, QM, Non-QM, Investor, Foreign National, equity-based, to stated income loans, all fit within the scope of our services. There are so much more than credit/credit scores (mortgage credit scores) that goes into qualifying a borrower for their right mortgage loan.
We also understand that residential lending is an ever-evolving industry. It is an area of finance that requires consistent research. The right program can mean the best possible terms and pricing for you! We excel with every credit grade, A+ conventional to foreclosure recovery - we have a loan professional for every credit situation and loan scenario
Why does BrokerMortgages.com have so many unique loan programs? Our availability of unique loan programs is directly related to how much business we provide to the lenders/investors. When you (we) provide a lot of opportunity and business to the lenders, they become more lenient and aggressive in terms of pricing, products, and service. The bigger and better we are, the bigger and better we become.
We specialize in multiple areas of residential lending. Having designated divisions allows for special focus and research in different areas all throughout the full spectrum of conventional, subprime, and special niche product lending. We have dedicated departments exclusively committed to learning the different areas of niche investor loan programs.
We are uniquely qualified to handle online mortgages using cutting edge technology and mortgage software. Applying for a mortgage is no longer constrained by time and place. We utilize electronic commerce on the Internet in a fast, responsible, efficient, and convenient way. As a result, we can streamline your mortgage and lower our overhead prices. This translates into even lower rates and quicker turn-around times for you. Our site is secure to make lending online a safe and convenient mortgage application process.
Programs Designed to Accommodate
The consumer obtains the best possible mortgage for your needs. It gives you the ability to choose a loan program and lender that has already competed for your business.
A strong broker network within a broad spectrum of lenders can create significant resource and opportunity - large networks can provide significant advantages, from pricing to service.
A lot of lenders offer different kinds of "niche" products that aren't available to the regular consumer. Often lenders will have their own secondary investor resources available (above and beyond their own full line of products).
BrokerMortgages.com is a little different, in that we provide a direct access view into a lot of the loan programs and guidelines and qualifications that go into the different kinds of broker mortgages. It's an extra feature that gives you some insight into the loan programs that are available to the mortgage broker world.
People are like diamonds, and so can be the complexity of their financial situations. That is why there are so many programs available, to cater to the actual consumer.