Unconventional Mortgages and Loans (800) 718-8906

Unconventional Mortgages and Loans

Customer Service: (800) 718-8906

Why Use a Mortgage Broker?

Mortgage Brokers Provide a Variety of Choices

Mortgage brokers Get their rates at wholesale levels below what a consumer can get either walking into or calling a bank. The financial expense is important and so is the service. Considering those two especially important factors, it’s important you work with the right broker.

A broker can provide options for better pricing, product, conditions, and service. Money is a service and service is money., if you’re working with an exceptional mortgage broker, and fees you pay will not just provide you special service in terms of process, but given the circumstances, the overall cost of the loan will be less expensive.

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Lender and Loan Program Variety

We know about many types of home loans that are not known to the public and may not be available from your local bank or credit union. And we know which lenders offer what kinds of loans: fixed-rate, adjustable rate, conforming, jumbo, and balloon, FHA/VA, first time home buyer, and more.

So, you see we are a special addition to your home buying team. You get all the advantages of working with someone who is covered the territory before, and who can show you the smoothest, fastest route to your new home loan.

Mortgage Loan Officer Expertise

Day in and day out, we work with lenders to find home loans for people like you. Our network professionals have the expertise to guide you through this complex process and provide you with intelligent advice regarding the kind of loan that best suit your needs and the right lender for you.

Mortgage Loan Officer Experience

We have held a wide range of borrowers secure loans from a variety of lenders, we have seen about every circumstance possible. We have the experience to deal with your home loan needs no matter how unique you might feel they are.

Preparation

Before a loan application is submitted to a lender. , we collaborate with you to verify your credit. Order a credit report, obtain an appraisal of the property you are buying or refinancing, and prepare your loan package for submission to a lender. This helps eliminate delays and get you the answers you need sooner!

Timing

When buying or refinancing a home , timing is critical. We save time for both you and the lender by processing your loan before submitting it to the lender. That means we make sure all the documents are complete and in the file. Because we take time to do this, the likelihood of your alone being approved quickly increases. And in many cases, we can save you time by coming to your home or office to handle paperwork 

Shopping Process

Part of our job is to monitor home loan interest rates and terms offered by many lenders that meet your unique qualifications. This saves you time and trouble of doing it yourself and ensures that you get the best loan possible, this means saving thousands of dollars over the life of the loan.

Value

Working with us can can bring extra value to your home buying experience. We bring an advanced level of service, while you concentrate on moving into your new home. 

Organization

We will spend a breakthrough deal of time helping you complete the often lengthy and complicated application required by lenders, as well as gather and organize the appropriate documents you will need to put your loan together to submit to a lender. As professionals , we will make the process quick and painless for you!

Mortgage brokers are companies or individuals that work closely with wholesale mortgage lenders and secondary market investors to provide their customers with a wider selection of mortgages A mortgage broker originates loans while the mortgage lender funds the loans. Normally offer only a small number of loan options to their customers.

Mortgage brokers, on the other hand, deal with a vast number of mortgage lenders. Increases the variety of loans that can be offered to our customers. Also enables us to find the ideal loan for your needs from a loan officer that is knowledgeable about the right loan programs and about the entire loan process. Knowledge to help borrowers secure the best loan to fit their needs. We first tried to find out as much as possible about the needs of the customers and then look at all available mortgage programs. Another big advantage of using a mortgage broker is that we deal with mortgage lenders from across the nation. Helps to guarantee that that the customer will have complete access to the most competitive rates and options that are available.

When buying a home, do you try to negotiate and complete all the proper paperwork, contract, and addendums on your own? Where do you utilize the services of real estate agent? When Mr Tax Collector comes to perform an audit on you, do you deal directly with the IRS yourself? Where do you hire an accountant? Should you consider becoming a Certified Public Accountant? No.

Once legal problems arise, do you try to analyze your legal issues, initiate, and execute the entire process on your own? Or do you use an attorney? In the area of real estate finance, mortgage brokers are the experts. A seasoned mortgage broker should know what loan is going to be best for you and your situation and goals, short and long term. Our network of extraordinary and often innovative mortgage professionals is made up of hundreds of lending resources and the advantage is that we are not bound by the limitations of one single bank. We are not even limited to one broker. Smaller institutions, their staff are typical typically more responsive to your needs, so those drafted funding dates always take priority. We all know financing is about selection, we make lenders compete for your loan business. This is a natural process.

If you are like most consumers, you probably think you are home is the single largest purchase you will ever make. But it is not, your mortgage is. That as little as half of a percent difference in your loans interest rate can cost you 10s of thousands of dollars over the life of the loan? And what you could do with all that money. That is the financial edge a mortgage broker can give you.

An advanced Realtor helps you sift through your personal requirements, set proper expectations, organize your thoughts, and negotiate your deal. A good Realtor is an invaluable sounding board during the frustrating times that can pop up during the acquisition of your new home. Look out for you making sure you have asked all the right questions about the neighborhood, school systems and essential services like police and fire. Real estate agent will ensure that you choose a house that becomes your family’s home. A professional mortgage broker handled the investment side of your purchase. That is what we do.

Obtaining the mortgage, you want to purchase your train home or refinance can feel like a full time job. You already have a full time job! That is why so many home buyers turn to us to help them find the right home loan. Mortgage broker, we offer the home buyer several ongoing advantages over shopping for a home as an individual.

Available in the Following States:

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Vermont, Virginia, Washington, and Wisconsin.

Alternative Income Documentation

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Non-Qualified Mortgage Lending

Purchase Loans - Alt Doc

Refinance Loans - Alt Doc

Credit Score Tools

One Month Bank Statement Loan

Bank Statement Refinance Loans

3 Month Bank Statement Loans

Bank Statement Loan Niches